:root{--navy:#0B2545;--navy2:#071A33;--blue:#1557D6;--link:#1247B8;--pale:#EEF4FF;--tint:#F5F8FE;--line:#DCE6F5;--mute:#44556E;--amber:#FFB703;--amber2:#E09E00;--white:#fff;--display:Archivo,"Arial Narrow","Segoe UI",Helvetica,sans-serif;--body:Figtree,"Segoe UI",Helvetica,Arial,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.6;color:var(--navy);background:var(--white)}
img,svg{max-width:100%}
a{color:var(--link)}a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
h1,h2,h3{font-family:var(--display);line-height:1.12;letter-spacing:-.015em;text-wrap:balance;margin:0}
h1{font-weight:800;font-size:clamp(34px,4.6vw,54px)}
h2{font-weight:800;font-size:clamp(26px,3vw,36px)}
h3{font-weight:700;font-size:21px;letter-spacing:0}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding-inline:24px}
.narrow{max-width:820px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:10px 14px;z-index:9}

/* header */
.site-head{border-bottom:1px solid var(--line);background:#fff}
.site-head .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 16px;padding-block:14px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-family:var(--display);font-weight:800;font-size:22px;letter-spacing:-.01em}
.brand img{width:40px;height:40px;display:block}
.brand b{color:var(--blue);font-weight:800}
.nav{display:flex;flex-wrap:wrap;gap:0 26px;font-weight:600;font-size:16px}
.nav a{color:var(--navy);text-decoration:none;padding:10px 0}
.nav a:hover,.nav a[aria-current="page"]{color:var(--blue)}

/* hero */
.hero{background:var(--navy) url(/assets/hero.svg) no-repeat center bottom/1600px auto;color:#fff}
.hero .wrap{display:flex;flex-wrap:wrap;gap:48px;align-items:center;padding-block:64px 190px}
.hero-copy{flex:1 1 440px;min-width:0;display:flex;flex-direction:column;gap:22px}
.eyebrow{font-size:14px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--link)}
.hero .eyebrow,.band-dark .eyebrow{color:var(--amber)}
.hero h1{font-size:clamp(38px,5.2vw,64px);line-height:1.04;letter-spacing:-.02em}
.hero p.lead{font-size:20px;line-height:1.5;color:#C9D8F0;max-width:34em}
.btns{display:flex;flex-wrap:wrap;gap:14px}
.btn{display:inline-block;background:var(--blue);color:#fff;font-weight:700;text-decoration:none;padding:14px 24px;border-radius:8px;border:2px solid var(--blue);font-size:17px;font-family:inherit;cursor:pointer}
.btn:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.amber{background:var(--amber);border-color:var(--amber);color:var(--navy)}
.btn.amber:hover{background:#FFD166;border-color:#FFD166;color:var(--navy)}
.btn.ghost{background:transparent;border-color:#5C7FB8;color:#fff}
.btn.ghost:hover{border-color:#fff;background:transparent}
.btn.small{padding:9px 16px;font-size:15px}
.btn.light{background:#fff;color:var(--navy);border-color:#C7D5EC}
.btn.light:hover{background:var(--pale);color:var(--navy);border-color:var(--blue)}

.quick{flex:1 1 420px;min-width:0;background:#fff;color:var(--navy);border-radius:16px;padding:28px;box-shadow:0 24px 60px rgba(0,0,0,.35);display:flex;flex-direction:column;gap:18px}
.quick-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap}
.quick-head h2{font-size:22px;font-weight:700;letter-spacing:0}
.quick-head span,.fine{font-size:14px;color:var(--mute)}
.chips{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.chip{min-height:56px;text-align:left;padding:10px 14px;border-radius:10px;border:2px solid #C7D5EC;background:#fff;color:var(--navy);display:flex;flex-direction:column;gap:2px;font-family:inherit;cursor:pointer}
.chip strong{font-size:15px;line-height:1.25}
.chip span{font-size:14px;color:var(--mute);font-variant-numeric:tabular-nums}
.chip[aria-pressed="true"]{background:#FFF4D1;border-color:var(--amber2)}
.readout{background:var(--pale);border-radius:12px;padding:18px 20px;display:flex;flex-direction:column;gap:12px}
.readout-row{display:flex;justify-content:space-between;align-items:flex-end;gap:12px;flex-wrap:wrap}
.readout small{display:block;font-size:14px;font-weight:600;color:var(--mute)}
.big{font-family:var(--display);font-weight:800;font-size:44px;line-height:1;font-variant-numeric:tabular-nums}
.mid{font-family:var(--display);font-weight:700;font-size:26px;line-height:1.1;font-variant-numeric:tabular-nums}
.meter{height:12px;border-radius:6px;background:#D3E0F7;overflow:hidden}
.meter i{display:block;height:12px;border-radius:6px;background:var(--blue);width:0;transition:width .25s ease}
.verdict{font-weight:700;font-size:16px}

/* sections */
.section{padding-block:72px}
.band-pale{background:var(--pale)}
.band-tint{background:var(--tint);border-top:1px solid var(--line)}
.sec-head{display:flex;flex-direction:column;gap:10px;max-width:720px;margin-bottom:34px}
.sec-head p{color:var(--mute);font-size:19px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:20px}
.grid.four{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.card{text-decoration:none;color:var(--navy);background:var(--tint);border:1px solid var(--line);border-radius:14px;padding:26px;display:flex;flex-direction:column;gap:12px}
a.card:hover{border-color:var(--blue);color:var(--navy);background:#fff}
.card .ico{width:48px;height:48px;border-radius:12px;background:var(--blue);display:flex;align-items:center;justify-content:center;color:#fff}
.card .ico svg{width:24px;height:24px}
.card p{color:var(--mute)}
.card .go{font-weight:700;color:var(--link);margin-top:auto}
.card.white{background:#fff}
.gcard{text-decoration:none;color:var(--navy);border-top:4px solid var(--blue);background:var(--tint);padding:24px;display:flex;flex-direction:column;gap:10px}
a.gcard:hover{background:var(--pale);color:var(--navy)}
.gcard .tag{font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--link)}
.gcard h3{font-size:20px;line-height:1.25}
.gcard p{color:var(--mute);font-size:16px}
.split{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start}
.split>div:first-child{flex:1 1 340px;min-width:0;display:flex;flex-direction:column;gap:14px}
.split>div:first-child p{color:#2F4160;font-size:19px}
.steps{flex:1 1 480px;min-width:0;margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;counter-reset:s}
.steps li{background:#fff;border-radius:12px;padding:18px 22px 18px 66px;position:relative;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;left:22px;top:16px;font-family:var(--display);font-weight:800;font-size:26px;color:var(--blue);line-height:1.1}

/* inner pages */
.page-head{background:var(--navy);color:#fff;padding-block:46px 50px}
.page-head .wrap{display:flex;flex-direction:column;gap:14px}
.page-head p.lead{color:#C9D8F0;font-size:19px;max-width:42em}
.crumbs{font-size:15px;color:#9DB3D6}
.crumbs a{color:#C9D8F0}
.page-head.art{background:var(--navy) url(/assets/hero.svg) no-repeat center bottom/1600px auto;padding-bottom:150px}
.tool{background:var(--pale);padding-block:44px}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-wrap:wrap;gap:28px}
.tool-form{flex:1 1 380px;min-width:0;display:flex;flex-direction:column;gap:16px}
.tool-out{flex:1 1 300px;min-width:0;background:var(--pale);border-radius:12px;padding:22px;display:flex;flex-direction:column;gap:12px;align-self:flex-start}
.tool-out small{display:block;font-size:14px;font-weight:600;color:var(--mute)}
.field{display:flex;flex-direction:column;gap:5px}
.field label{font-weight:700;font-size:16px}
.field .hint{font-size:14px;color:var(--mute)}
input[type=number],select{font:inherit;color:var(--navy);padding:11px 12px;border:2px solid #C7D5EC;border-radius:8px;background:#fff;width:100%;min-height:46px}
input[type=number]:focus,select:focus{border-color:var(--blue);outline:none}
.row2{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:14px}
.scroll{overflow-x:auto;border:1px solid var(--line);border-radius:10px}
table{border-collapse:collapse;width:100%;font-size:16px}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:middle}
th{background:var(--tint);font-weight:700;font-size:14px;letter-spacing:.04em;text-transform:uppercase;color:var(--mute)}
tr:last-child td{border-bottom:0}
td input[type=number]{min-width:86px;padding:8px 10px;min-height:42px}
td input[type=checkbox]{width:22px;height:22px;accent-color:var(--blue)}
td.num,.num{font-variant-numeric:tabular-nums}
.bars{display:flex;flex-direction:column;gap:8px;font-size:15px}
.bar-row{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr) 44px;gap:10px;align-items:center}
.bar-row .meter{height:10px}.bar-row .meter i{height:10px}
.err{color:#9B1C1C;font-weight:600;font-size:15px;min-height:1em}
.note{background:#FFF4D1;border:1px solid #F0CF6B;border-radius:10px;padding:16px 18px;font-size:16px}
.note strong{display:block}

.prose{padding-block:56px 72px}
.prose .wrap{display:flex;flex-direction:column;gap:22px}
.prose h2{margin-top:22px;font-size:clamp(24px,2.6vw,30px)}
.prose h3{margin-top:8px}
.prose p,.prose li{max-width:68ch}
.prose ul,.prose ol{margin:0;padding-left:24px;display:flex;flex-direction:column;gap:8px}
.prose .scroll{max-width:820px}
.prose details{border:1px solid var(--line);border-radius:10px;padding:14px 18px;max-width:820px;background:var(--tint)}
.prose details+details{margin-top:-12px}
.prose summary{font-weight:700;cursor:pointer}
.prose details p{margin-top:10px}
.formula{font-family:ui-monospace,Menlo,Consolas,monospace;background:var(--pale);border-radius:8px;padding:12px 16px;font-size:16px;max-width:820px;overflow-x:auto}
.reviewed{font-size:15px;color:var(--mute);border-top:1px solid var(--line);padding-top:18px;max-width:820px}
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px;max-width:1000px}
.related a{display:block;border:1px solid var(--line);border-radius:10px;padding:14px 18px;text-decoration:none;font-weight:700;background:#fff}
.related a:hover{border-color:var(--blue)}
.shop{display:flex;flex-wrap:wrap;gap:12px}
.shop-btn{display:inline-flex;align-items:center;gap:10px;min-height:48px;padding:10px 20px 10px 14px;border:2px solid var(--navy);border-radius:8px;background:#fff;color:var(--navy);font-weight:700;font-size:16px;text-decoration:none}
.shop-btn:hover{background:var(--amber);color:var(--navy)}
.shop-btn svg{border-radius:3px;box-shadow:0 0 0 1px #C7D5EC;flex:none}
.disclosure{font-size:15px;color:var(--mute);max-width:760px}
.addr{font-weight:700;user-select:all;font-size:20px}

/* footer */
.site-foot{background:var(--navy2);color:#C9D8F0}
.site-foot .wrap{padding-block:56px 32px;display:flex;flex-direction:column;gap:36px}
.foot-cols{display:flex;flex-wrap:wrap;gap:40px 64px;justify-content:space-between}
.foot-about{flex:1 1 300px;min-width:0;display:flex;flex-direction:column;gap:12px;font-size:16px}
.foot-about .brand{color:#fff}.foot-about .brand b{color:var(--amber)}
.foot-about .mail{color:#fff;user-select:all}
.site-foot nav{display:flex;flex-direction:column;gap:10px;font-size:16px}
.site-foot nav strong{color:#fff}
.site-foot nav a{color:#C9D8F0;text-decoration:none}
.site-foot nav a:hover{color:#fff;text-decoration:underline}
.legal{border-top:1px solid #1E3558;padding-top:20px;font-size:14px;color:#9DB3D6}
noscript p{background:#FFF4D1;padding:12px 24px;margin:0;text-align:center}
@media (max-width:640px){.hero .wrap{padding-block:44px 150px}.section{padding-block:52px}.tool-card,.quick{padding:20px}.nav{gap:0 18px;font-size:15px}.big{font-size:38px}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.meter i{transition:none}}